Only HECM counselors who meet the eligibility criteria listed below may apply. An eligible HECM Counselor must:
- Have successfully passed the HUD Housing Counselor Certification Exam.
- Have passed HUD's HECM Counseling Exam.
- Have successfully completed at least one training course related to HECM counseling within the past two years
- NOT be listed on the General Services Administration's Excluded Parties List System (EPLS), HUD's Limited Denial of Participation List (LDP), or HUD's Credit Alert Interactive Voice Response System (CAIVRS)
- Be employed by a HUD-approved housing counseling agency
If you are a new applicant, you must apply online by uploading the application and proof of your successful completion of the HECM training course(s) listed on your application in PDF format.
